See The Forest Through The Trees

The #1 trick People Born in 1969 will use in 2019 to Retire Early

I have great news for anyone born in 1969!  The IRS has modified their retirement savings guidelines. But, many will find out too late.

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What Are Normal Stock Market Returns?

What are normal stock market returns? This is a question I get from almost every new client I interact with…and almost everyone has a different opinion.  Lots of the time it has to do with either the recent past experience or something they read a long time ago.  Should we use long-term average returns?  Should we use the returns over the last five years and extrapolate those?