What is the Real Cost of a College Education?

Try to spot the outlier…

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What is it like to attend an Army-Navy Game?

Normally this is one of my favorite days of the year….the annual Army/Navy football game.  For those of you who don’t know, my father was a West Point graduate.  He loves football and has always followed how his cadets were doing.  (For the past decade, it hasn’t been too good.) Around 2004 I believe, I asked…

The Truth About Receipts

If you are looking for great tax advice I have to recommend you follow Mark J Kohler online.  I have been a follower of his…

How to cook a turkey…in Different areas of the United States

Google Trends is a great place to go to find out what Americans are interested in.  The treasure trove of data via search is immeasurable for companies big and small.  I popped on there this morning to look at the most searched Thanksgiving related items. https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2FCelestialWealthMgmt%2Fposts%2F1673957062655936&width=500 I thought this chart was interesting.  The vast majority of…

Who are the top Influencers?

As I continue building out this blog one my goals is to become your “Source of the Source”.  Today, there is information everywhere and everyone claims to be an expert. But, a ton of information has little data behind it and is just opinions.  Others use hand-picked data to support their point, conveniently leaving out…

10 Ways to Save Big Bucks on Black Friday

Black Friday is coming!  This year it’s November 27th, roughly a week away.  Are you planning on hitting the stores at 5am?  Are you planning on sitting with your smartphone or tablet all day?  In recent years, Black Friday has had less meaning because retailers have begun offering sales on Thanksgiving Day.  Apparently, many of…

Will Millennials be able to retire?

Bloomberg Gadfly created a great video showing a study by McKinsey and Company that Millennials may have a much tougher time accumulating savings for retirement than their parents.  But, millennials have an advantage their parents did not.  The world is much more global and much more accessible than ever.  Thinking globally instead of with home…

How to make millions from slime

It is always amazing and energizing to read articles about people who have figured out a way to be financially successful.  Karina Garcia is a recent example. 

Due Diligence

An important part of the investment process is the due diligence involved. What is your investment process and strategy? If you don’t have one, putting the work in to develop your strategy that is in line with your risk tolerance and other individual suitability factors is a good first step. Then do your homework and…

How Much Diversification is Enough?

Studies have shown that diversification benefits diminish after 30 stocks in a Portfolio. Source: DeMarzo, Peter, and Jarrad Harford. “Chapter 12 Systematic Risk and the Equity Risk Premium.” However, some investment managers add more and more securities to portfolios as they raise assets. The practice of adding too many securities for diversification purposes has significantly…

How to Find More Time in Your Day

Ever feel like there aren’t enough hours in the day? Of course, you do. More often than not, the typical American family consists of two working parents and two children. According to the New York Times, from 1960 to 1980, the number of married women in the paid labor force nearly doubled, from 12 million…