Can You Solve this Amazon Hiring Question?

Hiring employees can be a long and arduous process….or it can be short and sweet.  You never know how the process will go.  In addition, we all have different things we are looking for in employees. I for one, am always looking for problem solvers.  People who can think outside the box for unconventional solutions. …

5 Minutes Early is still Late In Magic’s Eyes

Yesterday, I read a great story on ESPN about Earvin “Magic” Johnson’s courtship of the coveted free agent Lebron James.  This story reveals a lot about Magic, his thoughts about business and life. The title of the article is that he showed up 1 hour early for his meeting with LeBron James.  He knew he…

Plenty of Room for Value and Momentum Factors in a Portfolio

I had the pleasure of being interviewed by the investment website Guru Focus earlier this week.  When building out an investment strategy, why be wedded to only one style?  Many times in the investment industry, firms get pigeonholed into one segment or niche.  Why not combine multiple strategies to create a well-rounded strategy?  That was…

Second Chance (Four your money, your life and our world)

I recently finished up Robert Kiyosaki’s 2015 book Second Chance.  I always gobble up his books whenever I read them.  There is just such a wealth of knowledge behind his thinking.  For those who don’t know Mr. Kiyosaki, he is the publisher of the “Rich Dad, Poor Dad” series of books, videos, seminars, etc.  I…

What is Your Life Expectancy?

Ever wonder what the government thinks is your life expectancy? For financial planning, one of the key determinants of success or failure is how long a retirement you will have.  Studies show that outliving your nest egg is the #1 or #2 fear of most retirees. When social security was created, the average recipient lived…

Where to Learn About Your Behavioral Biases

In 2018, volatility returned to the markets after a roughly two-year absence.  Questions are beginning to creep into investors minds.  Are interest rates heading steadily higher?  Should I own fixed rate bonds?  Are the stock markets taking a turn for the worse?  What is happening with North Korea?  Is Facebook stealing my data without my…

What Are Normal Stock Market Returns?

What are normal stock market returns? This is a question I get from almost every new client I interact with…and almost everyone has a different opinion.  Lots of the time it has to do with either the recent past experience or something they read a long time ago.  Should we use long-term average returns?  Should we use the returns over the last five years and extrapolate those?

Don’t Make These Mistakes When Booking Travel!

We are fast approaching the Summer vacation season.  As we all get excited about where we might go, it’s important to think about your finances as you book the trips.  Far too often, people plan their vacations without thinking about how to pay for them or where to get the best deals.  As part of…

How to Handle College Rejection Letters

I just read a great article by Michelle Woo at Life Hacker on college rejection letters.  It’s the time of year when kids are receiving acceptance and rejection letters from their college applications.  It can be stressful.  I remember back when I was eagerly anticipating my applications.  It’s important to be supportive of our children…

14 Powerful Leadership Traits

Are you a leader or a manager?  Many of us are striving to improve our leadership skills.  Here is a great article by Leon Ho of Lifehack on the 14 traits of great leaders.