For 2019, if you’re single with taxable income of $39,375 or less or married filing jointly with taxable income of $78,750 or less, your long-term capital gains are taxed at 0%. With all the recent talk of the effects of the 2018 tax plan on Americans I wanted to make sure and point out this tax tip. If you are younger and your income is below this level, take this … [Read more...] about Don’t Miss Out On This Tax Benefit
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Significant Privacy Threat on Apple’s Facetime App
9to5Mac and Verge noted a serious privacy bug in Apple's software at the moment that allows a user to listen to another iPhone without them accepting a Facetime call. It will also share video if ignored. Wow! Reached for comment, an Apple spokesperson said: “We’re aware of this issue and we have identified a fix that will be released in a software update later this week.” … [Read more...] about Significant Privacy Threat on Apple’s Facetime App
Top Ways to Get Government Money for College
http://www.youtube.com/watch?v=opqjpZ6kIME I was just walking through Towson University watching students go back and forth to class and it got me thinking, many of my clients and many of you sent students off to college and paid college tuition bills. While my kids are only 8 and 4 at this point, I have heard the gut-wrenching stories of writing those large tuition … [Read more...] about Top Ways to Get Government Money for College
Second Chance (For your money, your life and our world)
I recently finished up Robert Kiyosaki's 2015 book Second Chance. I always gobble up his books whenever I read them. There is just such a wealth of knowledge behind his thinking. For those who don't know Mr. Kiyosaki, he is the publisher of the "Rich Dad, Poor Dad" series of books, videos, seminars, etc. I read Rich Dad, Poor Dad back in 2000. That book set me on the path … [Read more...] about Second Chance (For your money, your life and our world)
What is Your Life Expectancy?
Ever wonder what the government thinks is your life expectancy? For financial planning, one of the key determinants of success or failure is how long a retirement you will have. Studies show that outliving your nest egg is the #1 or #2 fear of most retirees. When social security was created, the average recipient lived roughly 7-9 years on social security before passing … [Read more...] about What is Your Life Expectancy?